When I was a younger woman, life insurance seemed like an issue only old people worried about. I had plans to live forever, never age, and of course, never worry about money, because I planned to win the lottery. I would travel the world, and of course, be an uber-successful singer, songwriter, actress or television chef.
Isn’t it funny how things work out? I have accomplished basically none of those things that I thought were guaranteed. My singing voice is not going to carry me to the top spot on American Idol. I have not won the lottery, and despite my best efforts, I have aged beyond my twenties. I spend a lot of time thinking about life insurance these days too.
As life is always changing, there are people I want to protect, no matter what happens. As I learned, very few things in life are guaranteed. But, I needed a guarantee that in the event that something should happen to me, that my family would be okay; that they would be able to live a comfortable life despite my absence if I planned carefully.
When I had the chance to partner with Ethos to learn more about how to protect my family with a term life insurance policy, I realized that buying life insurance doesn’t have to be complicated or overwhelming. The process can actually be a relief, with no added stress.
Ethos offers one product to simplify the process of buying life insurance for the modern customer. I love that there are no pushy salespeople to navigate, no upsells or add-ons to consider, and no medical exam for most people when you consider Ethos. The process is as simple as filling out a free online application to get started with an affordable plan to protect your loved one’s future.
Term life insurance with Ethos is not complicated; you pick a time frame for coverage, you decide how much insurance you need and you make a monthly premium payment. Should you die before the term ends, a cash benefit is paid to the beneficiary of your choice. This is the best option for families because it is affordable, it is simple and there are no back and forth calls with an agent, no upsells, and no doctors visit to worry about.
The hard part about buying insurance is usually determining how much you need. As a general rule of thumb, if you have another person that depends on your income, you should look for a policy that is worth ten times your annual salary. With Ethos, a policy of $250,000 begins at around $13 a month, which is an investment in the future of your family.
Ethos made the process of finding term life insurance as simple as it could be. With no sales calls to field and no exams to undergo, buying life insurance no longer takes months of time. Ethos does business online, to save the modern customer time and money. You can literally get approved and begin your policy in just about 10 minutes of your time.
One of the things that eased my mind most about getting term life insurance through Ethos is that should my policy be claimed, my family will get the money they need in about 10 days time. During a difficult time, knowing that Ethos is there to help my family makes a huge difference to me.
Thanks to Ethos partnership with Assurity, they have over 130 years experience in protecting what matters the most. The process is simple and confusion-free so that you don’t need to worry about losing sleep over the future or the process of protecting the future of your family.
No matter what stage of life you are in; from one income families with children to two income childless families, Ethos is ready to help you protect what matters the most to you, your family! Death can leave behind many things; sadness, confusion and financial hardships to name a few. Knowing that you can leave a legacy of love behind that is backed with peace of mind can help anyone sleep easier at night. For me, knowing that for just about $1 a day I can buy a 20-year term life insurance policy that will pay out 1 million dollars at the end of my life gives me peace of mind about the future. I can’t control many things in this unpredictable life, but with Ethos at my side, or a phone call away, helps me to breathe easier and enjoy the days of my life.